How To Save Money On Groceries With Frugal Meal Planning

frugal meal planning
If you're tired of overspending on your groceries, it's time to switch up with my frugal meal planning tips. You can save on groceries without sacrificing taste


Are you tired of overspending on groceries and feeling like you’re throwing money down the drain? It’s time to take control of your meal planning and shopping habits, and I’m here to show you how. 

I know my readers are from all over. We are in Michigan, USA. I don’t know about your market, but we are EXPENSIVE! I need to manage our spending so that we can get everything we need! 

So you might be saying, “What exactly IS frugal meal planning?” Frugal meal planning is the process of strategically planning your meals and grocery shopping to save money while still eating healthy and delicious meals. 

It involves making a meal plan for the week, buying groceries in bulk, using coupons and discounts, and being creative with ingredients to minimize waste and maximize what you have. 

The goal is to reduce your overall food expenses while still maintaining a well-balanced diet and getting food that you enjoy. 

frugal meal planning PIN - Meal plan sheet on a blue clip board with fruit off to the side

Budgeting and Meal Planning

The first step to saving money on groceries is knowing what you can spend and setting limits. When I do not set limits, I seriously overspend! It is much worse when I shop in the store because I see things on sale. Yes, I have sparkly item syndrome! 

When it comes to saving money on groceries, budgeting is key. But not everyone knows how to create a budget, so here are some basic tips to get you started.

First, you need to track your income and expenses. You can do this using a spreadsheet or a budgeting app or writing down your expenses in a notebook. It’s important to include all expenses, not just groceries, to see where your money goes.

Next, set a realistic budget for groceries based on your income and other expenses. Take a look at your past grocery bills to see how much you typically spend, and do some research to find out the average grocery costs in your area.

Once you have a budget in place, it’s time to start meal planning. This means planning your weekly meals based on what’s on sale or what you already have in your pantry and making a list of the groceries you need to buy. By sticking to your meal plan and grocery list, you’ll be able to avoid overspending and stick to your budget.

frugal meal planning - picture of a checkbook cash and bill

Shopping Strategies

The Benefits of Shopping with a List

In order to save money on groceries, you need to shop with a list. When you do that, you can plan meals ahead of time only to buy what you need. You will have a better chance of not picking up extra items, which adds to the bill.

When making your grocery list, start by planning your meals for the week or month (check out last week’s post about monthly planning!) This can help you determine the ingredients you need and make sure you have everything you need for each meal. You can also check your pantry and fridge to see what you already have and what you need to buy.

Grocery Store Hacks for Finding the Best Deals

You can use many grocery store hacks to find the best deals and save money on groceries. For example, you can:

  • Look for sales and discounts: Many grocery stores have weekly sales, so be sure to check the flyers and websites for deals on the items you need.
  • Buy in-season produce: Buying produce that’s in season is not only fresher but also cheaper.
  • Compare unit prices: Look at the unit price (price per ounce or pound) to see which product is the better deal.
  • Avoid pre-packaged and processed foods: These tend to be more expensive and less healthy than whole foods that you can prepare at home.

frugal meal plan - food on the shopping belt at the checkout

The Benefits of Bulk Buying and Using Coupons and Discounts

Buying in bulk can be a great way to save money on groceries, especially if you have a large family or use certain items a lot. You can also save money using coupons and discounts from the grocery store or online.

Many stores offer loyalty programs or reward programs that give you points for purchases that can be redeemed for discounts or free items. You can also look for coupons in newspapers, online, or on the packaging of the products you buy.

By using these shopping strategies, you can really cut down on your grocery bill and save money without sacrificing the quality or variety of your meals.

frugal meal plan - my meal plan picture which is green background a photo of cut up fruit and veggies in bowls

Meal Prepping and Cooking at Home For Frugal Meal Planning

When it comes to saving money on groceries, meal prepping and cooking at home are two of the best strategies. Not only can you save money, but you can also eat healthier and cut down on food waste.

Meal prepping involves preparing meals in advance, usually for the week ahead. This can include cooking a large batch of a specific dish or prepping ingredients that can be combined into multiple meals. 

By planning your meals in advance, you can make sure you have all the ingredients you need and avoid the temptation to eat out or order takeout. I know how it goes. You don’t know what to cook, so that means cooking nothing! Order out! It’s not a good idea when you are on a budget. 

Cooking at home allows you to have complete control over what goes into your meals, which can be healthier and cheaper than eating out. Plus, you can experiment with different ingredients and flavors to keep things interesting.

To make the most of your meals, it’s important to use leftovers and substitute ingredients when possible. Leftovers can be used for lunches or as ingredients in future meals, while substitutes can help you use up ingredients you already have on hand.

Seasonal Produce and Cheap Meal Ideas

When it comes to cooking on a budget, using seasonal produce can be a game-changer. Not only is seasonal produce typically cheaper than out-of-season options, but it also tastes better and is often more nutritious. Here are a few benefits of using seasonal produce:

  1. Lower cost: When fruits and vegetables are in season, there tends to be an abundance of them, which can drive down the price. This means that you can stock up on fresh produce without breaking the bank.
  2. Better taste: Seasonal produce is picked at the peak of ripeness, which means that it’s more flavorful than produce that’s been shipped from far away. This can make a big difference in the taste of your meals.
  3. More nutrients: Because seasonal produce is fresher, it retains more of its nutrients than produce that’s been sitting in storage or transported over long distances.

Now that you know the benefits of using seasonal produce, let’s talk about some cheap meal ideas that incorporate these ingredients. Here are a few of our favorites:

  1. Roasted root vegetables: In the fall and winter, root vegetables like sweet potatoes, carrots, and beets are in season. Simply toss them in olive oil, salt, and pepper and roast them in the oven for a delicious and filling side dish.
  2. Summer salads: In the summer, fresh greens like lettuce, arugula, and spinach are plentiful. Mix them with seasonal fruits like strawberries or peaches for a refreshing and healthy salad.
  3. Winter soups: When the weather turns cold, there’s nothing better than a warm bowl of soup. Use seasonal vegetables like butternut squash, kale, and leeks to make a hearty and nutritious soup that will keep you full and satisfied.
frugal meal plan - green background my meal prep with three pictures sausage patties, sheet pan eggs and bagels

Finally, let’s talk about freeze-ahead meals and quick and easy recipes. These can be a lifesaver when you’re short on time or trying to stick to a budget. Here are a few ideas:

  1. Freeze-ahead breakfast burritos: Make a big batch of breakfast burritos filled with eggs, cheese, and seasonal vegetables, then freeze them for an easy breakfast on busy mornings.
  2. One-pan dinners: Use seasonal vegetables like zucchini, bell peppers, and mushrooms to make a quick and easy one-pan dinner that requires minimal clean-up.
  3. Sheet pan meals: Roast a variety of seasonal vegetables on a sheet pan with your protein of choice for a nutritious and flavorful meal that’s easy to make and even easier to clean up.

We hope these tips and ideas inspire you to use more seasonal produce in your cooking and save money in the process!

Conclusion to How To Save Money On Groceries With Frugal Meal Planning

In this post, we have explored some frugal meal-planning strategies that can help you save money and eat well. We discussed the importance of setting a budget, planning your meals in advance, buying in bulk, using coupons, and taking advantage of seasonal produce. 

We also shared some ideas for cheap and healthy meals that you can make at home, such as soups, stews, casseroles, and stir-fries.

By following these tips and tricks, you can save money on your groceries, reduce food waste, improve your cooking skills, and enjoy more variety in your diet. 

We encourage you to give it a try and share your own tips and tricks with others. What are your favorite budget-friendly meals? How do you make the most of seasonal produce? How do you plan your meals for the week? 

We would love to hear from you and learn from your experiences. Together, we can make frugal meal planning a fun and sustainable way of life.

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